Medicare Part C
We are certified for Medicare Advantage Plans
Medicare Part C
Private Insurance plans available to most seniors who are looking for additional Medicare coverage that provides them more benefits.
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What is Part C Coverage?
Medicare Advantage plans are often known as Medicare Part C. They're Medicare-approved exclusive medical health insurance plans for anyone qualified to receive Medicare. Whenever you enroll in a Medicare Advantage coverage, you're still within the Medicare program.
Medicare Advantage plans offer all of your current Medicare Part A (Hospital Insurance) as well as Medicare Part B (Medical Insurance) coverage and must include medically essential services. They often provide further advantages, and many contain Medicare Part D prescription drug coverage. These kinds of plans have networks, which restrict you to visiting particular physicians as well as visiting particular hospitals within the plan’s network to obtain care.
Medicare Advantage plans will save you cash, due to the fact out-of-pocket expenses within these plans might be less than the Original Medicare alone. Nevertheless, your personal expense can vary with the services you utilize as well as the kind of plan you acquire. Each Medicare Advantage plan may charge various out-of-pocket expenses and possess diverse rules based on how you receive services (such as whether you require a recommendation to see a specialist or may use only doctors, facilities, or suppliers in the network).
Plan types can include:
- Health Maintenance Organization (HMO)
- Preferred Provider Organization (PPO)
- Private Fee-For-Service (PFFS)
- Special Needs Plans (SNPs)
- HMO Point-Of-Service (HMOPOS)
- Medical Savings Account (MSA)
You are eligible to join if:
- You live in the plan’s service area.
- You have both Medicare Part A and Part B coverage.
- You don’t have End-Stage Renal Disease (permanent kidney failure requiring dialysis or a kidney transplant).
You may enroll in a Medicare Advantage when you first become eligible for Medicare. There is an Annual Election Period from October 15th through December 7th each year when you can change to another Medicare Advantage or Part D prescription drug plan. Additionally there is an Annual Disenrollment Period, which runs from January 1st through February 14th . During this period, people participating in a Medicare Advantage plan with prescription drug coverage may disenroll from their particular plan and go back to Original Medicare coverage and pick up a stand-alone Medicare Prescription Drug Plan and perhaps a Medicare Supplement plan, too.
If you need help comparing plans and benefits, call us toll free 1-800-536-7522.